As we speak of RHB, we do know that they’re now within the leading banks in Malaysia. Knowing the potential of foreign markets with South East Asia region, they’ve expanded their horizon and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and several other countries. Feeling the necessity to provide more value, RHB Bank has started to present numerous kinds of banking services to organisations and individuals, such as credit card, personal loan and SME loan.
Individuals and firms have the freedom to start up their savings and current account with RHB Bank conveniently and acquire reasonably competitive interest rate as they transfer money into their bank account. If they need to make any transactions online, they could easily utilize the internet banking services, RHB Now. For offline transactions, they could access the ATM & CDM machines and also any MEPS ATM quite easily for withdrawal.
Not just this, RHB also adopts digital transformation and has observed that it lead to a growing demand for credit cards. As research indicates that more and more people are likely to shop and make online transaction nowadays, RHB Bank has made it entirely possible for customers to apply credit card online. The Bank is at ease with their offering that they even urge potential customers to review credit cards interest rate prior to making any commitment.
Feeling the need to close the gap between demand and supply, RHB Bank goes the extra mile and they have begun offering credit card facilities with multiple benefits compared to the other banks, which include cashback reward for card holders when they purchase more using credit card.
Yet, the Bank realizes that consumer banking goes beyond credit cards and savings account. In these days, many individuals rely on loans to buy asset, but getting a loan approval can certainly be a really difficult process. So, RHB Bank had made a flexible scheme for individuals with minimum interest rate for a lot of different kinds of loans including personal loan. Aside from that, personal financial investment, unit trust, and also insurance plans are also made available.
Corporate Banking Solutions
Shifting the main focus to corporate customers, RHB Bank is in addition offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans and also subscribe to the other products and services, which include asset management and cash management services.
These facilities are especially good for SMEs, as many varieties of services including loans can be made to gain more capital in their businesses. For e-commerce entrepreneurs, retails solutions could well be among the most innovative and beneficial services they may subscribe.
Nonetheless, the demand for Islamic banking facilities has never been overlooked, especially when there is popular demand for Syariah-compliant products within the Malaysian market. For this reason, the Bank makes certain that solutions that satisfy the Syariah requirement, which include Islamic wealth management services, Islamic treasury, corporate banking, and even unit trust are offered.
In 2016, RHB Bank have seen a 24% annual brand value growth, which makes them some of the 5 top players in Malaysia. Knowing full potential of the forthcoming financial market, RHB Bank is prepared with a lot more aggresive strategies in ensuring a regular increase of growth covering the years to come.