Category: Business

RHB Bank’s Credit Card Online & Many Other Banking Services

As we speak of RHB, we do know that they’re now within the leading banks in Malaysia. Knowing the potential of foreign markets with South East Asia region, they’ve expanded their horizon and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and several other countries. Feeling the necessity to provide more value, RHB Bank has started to present numerous kinds of banking services to organisations and individuals, such as credit card, personal loan and SME loan.

 

Personal Banking

Individuals and firms have the freedom to start up their savings and current account with RHB Bank conveniently and acquire reasonably competitive interest rate as they transfer money into their bank account. If they need to make any transactions online, they could easily utilize the internet banking services, RHB Now. For offline transactions, they could access the ATM & CDM machines and also any MEPS ATM quite easily for withdrawal.

 

Personal Loan

 

Credit Card

Not just this, RHB also adopts digital transformation and has observed that it lead to a growing demand for credit cards. As research indicates that more and more people are likely to shop and make online transaction nowadays, RHB Bank has made it entirely possible for customers to apply credit card online. The Bank is at ease with their offering that they even urge potential customers to review credit cards interest rate prior to making any commitment.

Feeling the need to close the gap between demand and supply, RHB Bank goes the extra mile and they have begun offering credit card facilities with multiple benefits compared to the other banks, which include cashback reward for card holders when they purchase more using credit card.

 

Loan Schemes

Yet, the Bank realizes that consumer banking goes beyond credit cards and savings account. In these days, many individuals rely on loans to buy asset, but getting a loan approval can certainly be a really difficult process. So, RHB Bank had made a flexible scheme for individuals with minimum interest rate for a lot of different kinds of loans including personal loan. Aside from that, personal financial investment, unit trust, and also insurance plans are also made available.

 

Corporate Banking Solutions

Shifting the main focus to corporate customers, RHB Bank is in addition offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans and also subscribe to the other products and services, which include asset management and cash management services.

These facilities are especially good for SMEs, as many varieties of services including loans can be made to gain more capital in their businesses. For e-commerce entrepreneurs, retails solutions could well be among the most innovative and beneficial services they may subscribe.

 

 

Islamic Banking

Nonetheless, the demand for Islamic banking facilities has never been overlooked, especially when there is popular demand for Syariah-compliant products within the Malaysian market. For this reason, the Bank makes certain that solutions that satisfy the Syariah requirement, which include Islamic wealth management services, Islamic treasury, corporate banking, and even unit trust are offered.

 

In 2016, RHB Bank have seen a 24% annual brand value growth, which makes them some of the 5 top players in Malaysia. Knowing full potential of the forthcoming financial market, RHB Bank is prepared with a lot more aggresive strategies in ensuring a regular increase of growth covering the years to come.

How you can achieve success via the internet with internet marketing in Malaysia

In the last decade, there was clearly a significant rise in the world of digital marketing in Malaysia. Importance of displaying a business’s presence online has gotten clearly seen for almost all organisations of all sorts and sizes. Not solely by commercials but lots of other practices, for example, mobile and video advertising. To achieve it properly, leave this with your experts and consider employing an agency for your digital marketing.

The Craft of Online Campaign by Emperikal

Emperikal, a respected full-service digital marketing agency in Malaysia is the perfect solution to match your business needs. This marketing agency distinguishes itself from some others through giving the full package of digital marketing services. This provides them with the ability to work effective and efficient for companies of any size. Due to this, the corporation has worked alongside many global firms around South-East Asia.

digital marketing agency | Advertising & Promotion | emperikal

If you hope to improve your business on the net, you require good content. You can depend on content marketing in Malaysia to reach out to your market; whether on your website, upon your company newsletter or on popular social networks. If there is an article of good content on the website, you need consumers to find it on Google. As the leading SEO company in Malaysia, we’re going to help your website rank higher for targeted keywords on the internet.

Social Media Power

For social media marketing in Malaysia that transforms your brand into a viral overnight sensation, Emperikal knows just the secret! By keeping up-to-date with all the current latest social networks fads to maintain your brand relevant with today’s audience, Emperikal ensures your social media marketing campaigns achieves its set targets. The organization currently manages a number of the biggest companies out there like, for example, Spotify, iFlix, Warrior and Abbott Nutrition among others.

The base of a company’s presence online is their website. The agency has been doing a considerable amount of web design in Malaysia, all in close cooperation working with their clients. But it is not just the look of the site, the agency possesses a group of some of the most professional web developers in Malaysia that will create an incomparable website.

To be able to track performance, this online agency does extensive data analysis. This gives a transparent idea of just how the website or advertisements are performing, with the goal to further improve this. To make sure you increase the performance, they will create a conversion rate optimization strategy that could boost an internet site through thorough testing.

Emperikal is the perfect online marketing agency in Malaysia and we take great pride in the level of our work. Under Dentsu Aegis Network, we increase and expand our variety of services. Working in Emperikal is fast-paced, challenging but additionally tremendously rewarding. If you believe you might be a good fit and you are interested in learning about digital marketing, explore our website for the latest online marketing jobs at emperikal.com.

The Guide For Your First Credit Card

Just like doing anything for the first time, getting your first credit card can be a nervous experience. However, it’s a massive milestone in the lives of young adults, and you should make smart decisions when choosing your first credit card.

You might be overwhelmed by the choices of different banks and cards, but there’s definitely a card that is suitable for you. Continue reading this guide to find out how to your first credit card!

Minimum income requirement

In Malaysia, you’ll need at least a minimum annual income of RM24,000 before you can apply for a basic credit card. The higher your salary is, the more benefits you can get from your credit card.

That said, that doesn’t mean only good credit cards are only reserved for the rich. Plenty of banks does consider the plights of young adults and adjust the minimum income requirements accordingly. Even if you’re a fresh graduate, usually you can still apply for more than half of the credit cards in Malaysia if your annual income is between RM24,000 to RM36,000.

credit card rhb

Effective interest rate (EIR) and annual fee

Getting your first credit card is excellent, but if you’re a fresh graduate, it shouldn’t burden you financially.

Unless you are financially stable, look for credit cards with a low-interest rate and preferably no annual fees. Some cards can charge a high-interest rate of 15%, and that’s too much if you just joined the workforce. You can also look for cards that have zero annual fees.

You should always be careful and read the terms and conditions when applying for a credit card. While some cards claim they have no annual fees, there could be a hidden condition to it. For example, the fee is only waived if you use your credit card a certain number of times.

Your spending habits

The ideal credit card for you depends on your lifestyle. Ask yourself, do you travel often? Do you prefer online shopping? Do you spend mostly at the weekends?

Each credit card in Malaysia tailored for different individuals, and they come with their perks and benefits. Think of your spending habits and choose your credit card based on your lifestyle.

Conclusion

There’s no need to be intimidated if it’s your first time getting a credit card. All you need to do is plenty of research, and you’ll find the best credit card for you in no time!

Check our these RHB credit cards by clicking https://www.rhbgroup.com/products-and-services/personal/cards/credit-cards.

AIG Malaysia: 360° Insurance Protection Plan

Being among the pioneers of insurance services in Malaysia for longer than sixty years, AIG serves the country by giving quality delivery regarding insurance and risk management solutions. Ever since the day the building blocks are laid down in 1953, AIG’s consistent development contributed to a steady growth in their particular network of agents, brokers, and scheme, with now upwards of 15 offices opened across the country.

Get a hold of AIG Malaysia’s Newest Insurance Offering

AIG emphasizes that insurance and risk management program’s really vital to protect customers from the unforeseeable future. Therefore, they’ve already offered distinct types of insurance packages to be benefited by both corporations and individuals.

For private individuals, owning high-valued assets along the lines of cars and homes without insurance coverages is a concern. To stress on its importance, perhaps even the Federal Government made insurance subscription mandatory in making certain its citizens and their businesses have sufficient protection against unfortunate happenings. While there are several insurers already in the market, AIG is just about the most trustworthy car insurance & home insurance providers in the nation.

car insurance

Setting properties aside, personal health and wellness are in addition to another aspect individuals should pay attention to. In this particular aspect, educating the consumers about the great need for a medical insurance will be the real challenge. Nevertheless, this won’t stop AIG’s agents from making effort to lift awareness. Now, their effort has begun to show some positive outcome, because the quantity of personal medical insurance coverage purchased by the Malaysian individual grows greatly annually.

Plus, citizens also travel more daily, especially due to the lower traveling cost and expansion of the local businesses to overseas markets. Planning to ensure clients can travel peacefully, AIG comes with a complete travel insurance plan that could be purchased that protects both internal and international trips.

Covering the needs of companies in risk management, an intricate program’s attainable. AIG covers liability insurance, fronting and captive services related insurance, trade credit insurance, not to mention group employee benefits insurance. Enterprises can certainly protect their businesses better when using the adaptive plan that usually can be tailored to their actual needs.

Businesses from manufacturing, financial institutions, transportations, import & export, retail, or even media & technology sector can eventually enjoy this custom made plan. Nevertheless, there has never been an oversight about the needs of SMEs. Knowing that small enterprises may ultimately require protection too, AIG has, therefore, introduced the SME Package to interested businesses.

Through AIG Malaysia’s website, individuals and corporations can get information regarding the support offered and in addition get a quote upon providing important information. Based on their wants, customers may possibly request for a face to face meeting with nearby agents and a lot more for even more details regarding AIG’s services and products.

Recently, AIG Malaysia went further to embrace e-commerce as they simply make their insurance subscription found on Lazada Malaysia. It will ultimately bring convenience to subscribers as they may have their insurance activated within 3 days and is particularly deemed as a brilliant strategy for getting in touch with the target audience digitally. As you can see, insurance is really important to use. Check out https://www.aig.my/personal/auto-insurance to learn more about insurance.

Amazing Coworking Spaces for Freelancers & SMEs in Kuala Lumpur

In the current era today, the very idea of working culture has developed drastically. People no more strive to work in offices. They have a tendency to be on the move, echoing their hustle and bustle lifestyle. Today, we witness an exponential rise in freelancers and digital nomads. Generally, they aim to retain a flexible type of lifestyle, while ensuring the optimum productivity with their workload. Every one of these individuals doesn’t want to retain and enduringly settle in a business office. Hence, the virtual office is a great option.

Are willing to work with a workplace filled up with people you don’t know?

There’s no need to any look further for a coworking environment. There is plenty of coworking space KL and around the Klang Valley area. These shared offices are well suited for start-up companies or independent business entrepreneurs that prefer to economize money or desire to have a better work-life balance.

Colony

Strategically located in the heart of Kuala Lumpur, Colony @ KLCC is one among the several coworking spaces you will definitely hardly miss. With regards to the slogan “Get a Life at Work” Colony aims to transform an old-school working culture turn out to be more dynamic and versatile by letting people end up with a work and lifestyle balance.

When we discuss balance which means anything and everything you may need is within reach, including major landmarks like KLCC and Pavilion. From great food and coffee to gyms, massage rooms to even nap rooms, the facilities that Colony provides is an awesome environment for almost any digital nomads, freelancers or small business owners to be in. Once you join this virtual space, you may enjoy the skyline view of Kuala Lumpur at the rooftop area and rent Colony’s lavish event space.

Common Ground

coworking space KL

Common Ground is another choice for coworking space fanciers. Their mission is to set up an excellent space so you can get connected to others and triumph. With style and professionalism in mind, Common Ground designed their workspace becoming modern and unique while still sustaining becoming a business-class amenities. Common Ground will soon further broaden their workspaces locally in Malaysia and internationally in countries like Singapore, Indonesia, Philippines, Thailand, as well as Vietnam.

Common Ground, the ever-expanding hub, provides several services in the establishment accessibility through their very own CG App to align with their goal to connect between communities by creating it simpler for people to connect through the said application. Other services within the coworking space, such as complimentary refreshments, and even free training will boost both productiveness and self-improvement. Allow yourself to experience a different virtual office environment in Common Ground.

Worq

Another one available is Worq. Space, based in Damansara. By offering all needs in a workspace, Worq. Space endeavour to be considered a one-stop productive space for their customers. Their objective is simply by building a productive community and helping them develop in several ways.

Plenty of seating choices available here to accommodate your cosiness whether it be the hotdesk or private office. Office facilities like the printers and scanners are free for anyone to use. Everybody is also more than welcome to the shared pantry perfectly located at the core of the space. Occasionally, Worq. Space will host ice-breaking activities for its people. It’s actually a chance for one to have a very good break and connect with others from various fields of work.

Are planning to spend money on coworking spaces? Are you searching for a new workplace? Fret not, utilizing the variety of choices, you’ll be able to make up your mind. Visit colony.work, commonground.work and worq.space to conclude.

The Art of On-line Marketing by Emperikal

Digital marketing in Malaysia continues to turn into a rising trend as considerably more businesses will start to go online. Businesses, generally speaking, know that the consumer market is gradually moving their online experiences to devices beyond the personal computer like for example their mobile handset and tablet. Thus causes it to be essential for businesses get started with thinking creatively regarding how to target their buyers effortlessly inside of their everyday lives. A good example of consumer habits trends could be the increase in video content. More agencies within Malaysia have started seeing the benefit in video marketing, as the online study shows that most online surfers are spending the majority of their time viewing videos. There a lot of digital marketing agency Malaysia but who’s the best in this challenging competition? 

digital marketing agency Emperikal malaysia

Online and Offline Marketing

Our digital services will align with each of your offline marketing activities assuring maximum synergy. We’re going to also factor in regarding your potential customers, date of services or products release, events and promotions when planning out your digital strategy. You’ll also have total control of the cost spend along with your potential customers. Moreover, every dollar spent will be recorded and you may easily calculate your ROI.

One of many of the company’s services is content marketing in Malaysia. The professional copywriters are able of writing premium and attractive content for websites and blogs. Moreover, they are famous regarding their SEO packages in Malaysia, by boosting the search engine results positioning for quite a few businesses in the nation.

Performance Marketing

Essentially the most valuable aspect of your internet marketing plan is founded on the performance marketing. That’s where you happen to be spending your marketing dollars into online ads that will actually show on the top of the search engine results. This manner of digital advertising aims to make one of the most relevant ads for the relevant audience. You’ll just need to pay when the user clicks your advertisement. This is a great way to keep check of the respective expenses whilst getting fast, instant results.

More with Social Media

For social media marketing in Malaysia that transforms your brand into a viral overnight sensation, Emperikal knows just the secret! By continuing to keep up-to-date with the latest social networks fads to keep the brand relevant to today’s audience, Emperikal ensures your social media marketing campaigns achieves its set targets. The organization currently manages a portion of the biggest brand names in the market in particular Spotify, iFlix, Warrior and Abbott Nutrition for example.

Businesses without their own personal website are missing vital insights and even more importantly, customers. Offline stores aren’t enough as customers are online via multiple touch points, owning your own website brings along many advantages and addresses customer’s most commonly seen questions like contact details, address and product/service information. Emperikal’s web developers in Malaysia are highly trained at making websites that provide the functions you require it to, with skills in both frontend and backend, your website can be a valuable extension of your brand’s service. They’re not only revered for their web development, but also as top web design company in Malaysia. Function accompanied by aesthetics are a couple of the most basic aspects for when creating a website.

digital marketing agency malaysia Emperikal

Go Deep with Analytic

Business analytics is critical to every single business these days, simply because you can’t improve important things that you can’t measure. To keep track of how your digital marketing is performing, we depend on a comprehensive suite of tracking, measurement and analytics tools. Our analytics team will help you course-correct across the journey, by suggesting incremental refinements to the marketing strategy. We could also recommend the very best UI design that can give you the greatest results on your website. This is what make Emperikal is the best digital marketing agency Malaysia!

Emperikal has raised the bar for the online marketing industry in Malaysia and will often carry on and shoot for excellence. Visit more details at https://www.emperikal.com/ now!

Tricubes Malaysia

Tricubes Malaysia

Established in 1997, Tricubes Malaysia is the leading company in design and development of handheld computers and software solutions for MyKad, a venture involving the execution of the world’s first and only National ID multi-application chip card.

This endeavour resulted in a highly integrated handheld computer that incorporates a smart card reader, wireless technology and fingerprint scanner. Government Agencies, the Financial Sector and Utility companies, among others, have well accepted Tricubes devices. These innovations and its ancillary applications offer strategic solutions for identity authentication as well as mobile computing.

The Rise of Tricubes Malaysia

tricubes malaysia khairun mokhtar

In 2012, Tricubes Malaysia share price rose to a six-and-a-half month high to close at RM0.26 following the announcement that the Royal Malaysian Police has appointed the company as the collection agent of traffic summonses. They are also an MSC status company, a recognition that is granted by the Government of Malaysia for companies that invest and manoeuvre their ICT activities towards the promotion of innovation in design and development. This credit was directly listed on Bursa Malaysia in 2004.

Tricubes Group of Companies provide a vast array of products that cater to specific functional needs of organizations, proven by the shipment of over 70,000 devices to date to over 300 companies. Tricubes does not only serve organizations within Malaysia, they have also supported international clients like Orly Airport in Paris and the Moroccan Royal Palace. Its Malaysians clients include Malaysia’s Road Transport Department, National Registration Department, Royal Malaysian Police, Ministry of Health, Maybank Malaysia Berhad, CIMB Bank Berhad, RHB Bank Berhad and Maxis, to name a few.

Tricubes solutions can be categorized into three sections, which are:

  • Identity Authentication Solutions: Smartcard and biometric reader devices that provide multi-factor authentication and security.
  • Enterprise Mobile Solutions: Mobile computing equipment and applications that provide solutions for Mobile Enforcement, Mobile Banking and Mobile Logistics.
  • Secure Access & Automation: Physical access security solutions.

Tricubes Malaysia Now!

Fast forward to today, Tricubes Malaysia’s capable team provides Systems Integration and Project Management services, as well as a nationwide Customer Services network that further consolidates these offerings. Tricubes Berhad address is Suite 13.1, Level 13 Menara Great Eastern 303, Jalan Ampang, 50450 Kuala Lumpur Malaysia and they have support centres in Kota Kinabalu, Kuching, Kuantan, Kuala Terengganu, Kota Bahru, Ipoh, Melaka and Penang.

Tips and Tricks for Employment Branding Photography

Unique attracting initiatives are vital to convert prospects into job seekers. Visual content is needed for job seekers to visualize your company’s aims and purpose. Photos and videos are quick to captivate and will leave a long-lasting impression on them. Besides that, you can consider posting job ads on Jobstreet Singapore.

Although photos and videos may be present just for the sake of marketing purposes, make it as realistic as possible so that job seekers can set a realistic perception. The steps outlined below will provide a clear picture for your company to implement:

 

  • Meanings behind a photo

 

Don’t just take photos for the sake of impressing. The most vital thing to keep in mind is the meaning behind your photos. For instance, if you take photos of the chairs and tables in your office, what should people perceive when they view the images?

Make sure that you read between the lines and the photo speaks to you. A few things to consider would be how you could potentially showcase what it feels to work in your company. What are some of the most influential sectors of your workplace? What do job seekers seek?

Jobstreet SG

 

  • Select your employees

 

Ensuring that your photos translate your company’s image is crucial. When you pick the right employees, make sure that they positively feature your company.

First, think about what your company culture is. Who would best represent the employees in this workplace? What story do you have to tell?

  • Prepare your selected employees

 

Once you recruit a team to work with, you have to build the bond between each other. A healthy relationship is vital as your photos will ensure that you shine from within.

Once they consent to be in the photos, get started immediately. Let the show begin. Liaise with your photographers to schedule a photo shoot date. Stick to it, and work towards the period.

 

  • Declutter your workplace

 

A messy workplace could lead to the lack of professional setting. It may be an honest depiction of how your workplace works. However, for the sake of formalities, declutter.

  • Edit your photos and share!

 

Share your photos on a cohesive platform. Before sharing your photos, you can store your photos on platforms like Flickr and Dropbox. Get people to like and share to get your message across. The more outreach opportunities you receive, the easier it will be to reach out to prospects.

Conclusion

Visual branding is an excellent way to market your company. However, do not solely rely on this methodology. It may work for some people; it may not work for the others. Check out Jobstreet Singapore via https://www.jobstreet.com.sg/en/cms/employer/ to access one of the biggest job portals.